Terms and Conditions of Use

Welcome to the official website of an Arab Bank for Economic Development in Africa (BADEA). Use of this website constitutes agreement by users of this website with the following terms and conditions: an Arab Bank for Economic Development in Africa (BADEA) maintains this website (the "Site") as a courtesy to those who may choose to access the Site ("User(s)"). The information presented herein is for informative purposes only. BADEA is pleased to allow Users to visit the Site and download and copy the information, documents and materials (collectively, "Materials") from the Site for User's personal, non-commercial use, without any right to resell, redistribute or create derivative works there from, subject to the terms and conditions outlined below, and also subject to more specific restrictions that may apply to specific material within this Site. BADEA administers this Site. Unless expressly stated otherwise, the findings interpretations and conclusions expressed in the Materials on this Site are those of the various authors of the work and are not necessarily those of the BADEA's Boards of Executive Directors or the countries it represents.

LINKS TO THIRDPARTY WEB SITES

This Site contains links to thirdparty web sites. The linked sites are not under the control of BADEA and BADEA is not responsible for the contents of any linked site or any link contained in a linked site. BADEA provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by BADEA. If this Site contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "Forums"), User agrees to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, User agrees that when using a Forum, User shall not do any of the following: (i) Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others. (ii) Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information. (iii) Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents. (iv) Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer. (v) Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded. (vi) Falsify the origin or source of software or other material contained in a file that is uploaded. (vii) Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters. Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner. User acknowledges that all Forums or Discussion Groups are public and not private communications. Further, User acknowledges that chats, postings, conferences, e-mails and other communications by other users are not endorsed by BADEA, and such communications shall not be considered reviewed, screened, or approved by BADEA. BADEA reserves the right for any reason to remove without notice any contents of the Forums received from Users, including without limitation e-mail and bulletin board postings.

APPLICABLE LAW AND JURISDICTION

These terms and conditions of use will be construed, interpreted and enforced in accordance with the Principles of Islamic Shariah. Any action to enforce these terms and conditions shall be brought in London before a three (3) persons arbitration panel under the Rules of the London Court of International Arbitration (the "Rules"), which Rules are deemed to be incorporated by reference into this clause. The decision of the arbitration panel so constituted shall be final and binding to the parties. PRESERVATION OF IMMUNITIES Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of BADEA, which are specifically reserved.

GENERAL

BADEA reserves its exclusive right in its sole discretion to alter, limit or discontinue the Site or any Materials in any respect. BADEA shall have no obligation to take the needs of any User into consideration in connection therewith. BADEA reserves the right to deny in its sole discretion any User access to this Site or any portion thereof without notice. No waiver by BADEA of any provision of these terms and conditions shall be binding except as set forth in writing and signed by its duly authorized representative